Internet Banking System in PHP with Source Code

A simple project based on Internet Banking System which uses PHP Language with MySQL Database. The following PHP project contains all the top and essential features which can be in use by second-year IT students for their college projects. It has a number of features that will allow users to access internet banking services. Like creating bank accounts, managing transactions, and much more. This web application’s concept is all clear. It’s the same as real-life scenarios and well-implemented on it. To download the free Internet Banking System Project in PHP MySQL with source code files, please scroll down to the bottom of this post for the Download button.

About Internet Banking System PHP Project

In particular, this Online Banking System Project in PHP focuses mainly on online transactions, accounts, and much more. To be more precise, the system helps to keep track of all customers’ information along with their transaction details. Also, the system displays all the available analytics. In addition, the system allows adding up bank accounts too( Evidently, this project contains an admin panel with a customer panel. Highlighting the features of this banking system project in PHP, it contains every feature for the management side of things. In an overview of this web application, a customer can register themselves and log into the system. In this project, customer registration does not mean opening/creating bank accounts. As that particular portion of work is to be done manually using the system.

Customer Panel

Under the customer panel, the users can apply for banking accounts. Which allows them to use the features of this online banking system. In order to open an account, he/she has to select the type of account and name of the account. With this, the system automatically displays interest rates depending on the user’s selection of account type. Also, the account numbers are generated automatically( In addition to that, one customer can have more than one bank account for this online banking project. Each and every customer will have their own respective dashboards that represent their overall records and analytics. Rest, the users can update, and complete their profiles. And also update their passwords.

Finance Section

Speaking of finances, there are four different categories available for the users of this banking system project. They are Deposits, Withdrawals, Transfers, and Balance inquiries. To deposit some sum into existing accounts, the user first has to select any one of the existing bank accounts. Then, he/she has to provide the total amount to be deposited and that’s it, that’s all we have to do in order to manage deposit transactions. The procedures are the same for the withdrawal as mentioned earlier. In order to transfer money, the user has to provide an amount and select the account number of the customer. Here, the system automatically displays the name of the customer’s account and account holder after selecting the receiver’s account number( With this, a user can easily transfer money to another account.

The users can check their overall balance, the system lists out all the important details related to it as well. Speaking of that, this section clearly shows the total amount deposited, withdrawn, and transferred. Not just that, but this section works like a whole customer profile as it helps to outline all the activities of the customer as well as his/her information. In addition to that, the user can also print out their balance sheet.

Transaction History and Financial Reports

After all those finance portions, the system records each and every transaction. From the transaction history section, the system lists all the detailed transactions. Speaking of detailed history, the system shows all the details such as transaction code, account number, type, amount, account holder, amount, date, and time. Regarding financial reports, it holds a number of sections. That includes reports on withdrawals, deposits, and transfers. Under the withdrawal reports section, the system lists a number of important details. Such as transaction codes, account number, amount, account holder’s name, and timestamp. And the same goes for the deposits section( On the other side, the transfer section lists out sender and receiver’s account, amount, and code with date and time. Additionally, all these sections have a quick search function.

Admin Panel

An admin has full control over the system. He/she can manage customers, users, products, and so on. Here, each and every section has its own respective details such as name, and other important details. From the admin panel, an administrator can view overview figures of total deposits, withdrawals, transfers, and wallet balances. On top of that, the system also generates advanced analytics using pie charts. Speaking of that, the analytics highlight two sections, accounts per account type and overall transactions. Also, the admin can view the latest transactions within the banking services( It includes a number of details such as transaction code, account number, type, amount, account holder, and timestamp.

Staff and Client Management

Here, an admin can manage clients’ as well as staff members’ records directly by filling up the required forms. During the staff registration, an admin has to provide details such as full name, email, contact number, gender, and a picture. With these simple steps, the system allows the users to create login details as well. Similarly, the administrator can also manage client members for the system( For adding a client member, the user has to provide a name, contact, id number, email, address, and profile picture. Just like mentioned earlier, these simple steps allow users to create login details as well. In addition to it, both of these sections do contain search functionalities as well.

Accounts Section

Talking about the accounts section, the administrator can add a number of account types and manage them. Account type simply refers to the type of bank account services he/she prefers using. So, in order to add a new account type, an admin has to provide the name of the account along with its rates per year, and a description. With this, the system automatically generates a new account category code for each and every account type before submission( In order to find records quickly, he/she can also make a search query. After setting up everything, the administrator can also proceed toward the opening of a bank account for each registered customer. From here, the user just has to select any one from the available account type, and name and adjust the account number. This will result in the creation of an internet banking account.

Notification and Finance

The administrator can also overlook the finance sections. Such as withdrawals, deposits, and transfers of amounts from one customer to another. In fact, this portion works as a teller service for a bank. Where the customer wants to deposit a certain amount onto another one and the system user can easily complete the transactions. All further explanations are already mentioned above so here it does not require repeating the same old thing again( Moving towards the notification section, the system displays/alerts the administrator regarding ongoing system transactions and activities from the customers. The system users can simply click on the notification/bell icon to view the latest activity from the customer and even delete it to mark it as read.

Staff Panel

On the other hand, staff members can contribute to a number of processes in this whole flow of the internet banking system. A staff member can view overall transactions made within the banking services as well as total deposits, withdrawals, transfers, and bank accounts. In addition to it, the system users can manage client members, bank accounts, and finances. All the steps of the management are the same as mentioned above in the admin section. On top of that, the employee members can view each account holder’s transaction history along with their financial reports( And also, the staff members can view notifications for all the system activity just as mentioned earlier.

Last but not least, a clean and simple dashboard is presented with various color combinations for a greater user experience while using this Online Banking System Project in PHP MySQL. For its UI elements, a free open-source CSS framework; Bootstrap is on board with some Vanilla CSS too. Presenting a new Banking Management System Project in PHP MySQL which includes an admin panel with an employee and client panel. That too contains all the essential features to follow up and is a knowledgeable resource for learning purposes.

Available Features:
  • Admin Panel
  • Staff Panel
  • Customer Panel
  • Account Management
  • Deposit/Withdraw Amount
  • Transfer Amount
  • Transaction History
  • Activity Notifications
  • Check Account Balance
  • Print Account Balance
  • Deposit Report
  • Withdrawal Report
  • Transfer Report
  • View Overall Wallet Balance
  • View Analytics
  • Staff Management
  • Customer Management
  • System Settings
Project Name:Online Banking System
Technologies Used:PHP
PHP version (Recommended):PHP 5, 7, 8
Type:Web Application
Developer:Martin Mbithi
Online Banking System PHP Project Overview

Instructions: How to Run?

  • After you finish downloading the project, unzip the project file and head over to your XAMPP directory.
  • There you’ll find a folder named “htdocs”.
  • Inside the “htdocs” folder, paste the project folder (not the .zip one, but the extracted one).
  • Open your favorite browser; we recommend using Google Chrome or Mozilla Firefox.
  • Then, go to the URL “http://localhost/phpmyadmin“.
  • Create a Database with a name that is provided inside the “01 LOGIN DETAILS & PROJECT INFO.txt”.
  • Click on the “Import” tab and choose the database file (.sql) which is provided under the folder named “DATABASE FILE”.
  • After setting up all these, go to the URL “http://localhost/[ PROJECT_FOLDER_NAME ]/“
  • All the login details are provided inside the project folder, check that out and enter them in order to use it.

And there you have it, a full setup of the Online Banking System Project in PHP MySQL. For this particular PHP project, PHP Version 5,7,8 is required because the project might not operate well with the oldest PHP version. So, users with the oldest PHP version (less than 5.6) might face various problems while operating it. As a result, you’ll need to manage your PHP version (only if you’re using the old version) at the moment. Also, Download the New Internet Banking System Project in PHP Source Code – So, this internet banking system PHP project is a simple project for all beginners that broads vast knowledge into such PHP web applications. In conclusion, this whole PHP project with free source code is an absolute project and a meaningful way for the users to learn and explore more about it.

Free Download Internet Banking System Project in PHP MySQL with Source Code:
Click the Download Button Below to Start Downloading

Note: Only for Educational Purpose


    1. go in admin folder and check thare particular files of the sections like you want to change the dollar symbol in dashboard so go in dashboard file and there you see the $ symbol in white colour and replace the all place of $ symbol with other currency …. other folders are transaction folder you should check all folder and go with given instruction and do the same for client and staf folder ……….. my english is lill weak 😅 i hope you may understand what did i say

  1. bohot bada wala thank you bro ❤️❤️❤️❤️🙌🙌bohot din se project dhund raha tha finally ye wala without any error run hua hai and all settings vahise hai direct awsome bro

  2. Help please….
    When the transfer process is successful, the recipient’s account funds do not increase, but the sender’s funds decrease, how to fix it?

      1. i have tried it, it’s not working.
        new sign up data, doesn’t getting loaded in client table.

  3. It doesn’t send OTP code; also the account should be able to conduct transaction or declined transaction through the Admin… You must not save a recipient’s account details before you make a transaction… You use online banking apps, you should know all this… Good work but this is not how an online banking works…

    1. In this project, the OTP code is static and is displayed on the same page for educational purposes.
      Please note that this is a simplified college project, and creating a fully functional online banking system with dynamic OTP generation and secure transaction processing involves advanced security measures and is beyond the scope of this academic exercise. The focus here is to demonstrate fundamental concepts rather than replicating the complexity of real-world online banking applications.

  4. I’m having trouble logging into the admin portal. I used my email, but a random password isn’t working. Is there a default password or specific credentials I should use?

  5. Fatal error: Uncaught mysqli_sql_exception: Unknown database ‘mysql://root:soorjya12@localhost/internetbanking’ in C:\xampp\htdocs\InternetBanking-PHP\admin\conf\config.php:6 Stack trace: #0………………….
    what should i do this error is coming continuously ??

  6. hello,
    when i am deposit amount entered and submit then issue is page refresh then repeated same amount deposit at a time.

  7. Help please….
    When the transfer process is successful, the recipient’s account funds do not increase, but the sender’s funds decrease, how to fix it?

Leave a Reply

Your email address will not be published. Required fields are marked *