Online Banking System in PHP with Source Code

A fully functional project based on Online Banking System that uses PHP Language. Following PHP project contains all the essential features which can be in use for the first year, second year IT students for their college projects. It has a number of features that will allow users to use internet banking features. This system as well as the web application’s concept is all clear, it’s the same as real-life scenarios and well-implemented on it. To download free Online Banking System project in PHP with source code files, please scroll down to the bottom of this post for the Download button.

About Online Banking System PHP Project

Moving on, this Bank Management System Project in PHP focuses mainly on internet banking. Also, the system displays all the lists of statements. In addition, the system allows managing bank accounts too. This project is divided into two categories: Staff and Customer. In an overview of this web application, the staff can simply manage pending accounts. Meaning all the registration forms are forwarded to the staff’s account where he/she has to approve it for further process. The staff has the right to manage customers, search customers, and credit amounts to the customer’s account. Here, the depositing amount to the customer’s account refers to a credit amount to the customer.

In terms of management of the customers, the staff needs to enter the account numbers for each in order to make changes. And similar goes to searching the records. He/she has to enter an account number for listing all the available information of the particular account. This includes name, id, gender, address, contact info, account details, remaining balance, PAN number, citizenship number, and so on. This way, the staff can view active customer’s accounts. And in order to credit the amount to a customer’s account, the user has to enter an account number and amount to it. After a successful process, the customer can view their deposit statements from their accounts.

Customer Panel – Creating Bank Account

On the other hand, a user has to follow up steps in order to continue with internet bankings. The very first step is to create a bank account. For this, the user has to provide his/her personal details, PAN number, citizenship number, contact information, address, and select account type. Here, the account type contains current and saving accounts. After submitting the form, it requires approval from the staff users. And after approval, the system provides an account number to the user. Now, the customer has to apply for a debit card. The user needs to fill up certain fields for it. And finally, the user can now register for online banking. Under this section, the customer has to provide all the details such as account number, account name, debit card details, PAN number, etc. At last, the user can finally log in to use the internet banking feature.

Internet Banking – Fund Transfer, Beneficiary Accounts

With access to the internet banking feature, the customer can perform important things. Just like the real internet banking feature, this project allows you to view your profile, change password, transfer funds, and view bank statements. The system displays all the account details on the home screen with an overview of recent banking activities. In order to transfer funds to another account, the customer should first add and link with beneficiary accounts. For this, the system asks for the beneficiary account name, account number, IFSC code, and account type. After adding it, the customer can simply select among the available beneficiary account and enter amounts with remarks. In addition, the user can list and remove beneficiary accounts too.

Bank Statements and More

With this, the system lists out each and every activity under the bank statement. The bank statement section contains every detail required for the customer. It includes transaction date-time, transaction id, descriptions, credit, debit amount, with the remaining balance. This way, the system will generate bank statements for each active customer looking upon their activities. In fact, each account will have its own respective passbook on the database which records each statement. Besides, the customer can view their account, profile, and change their password. The account section displays all the information related to the bank account whereas the profile section displays all the personal information.

Last but not least, a clean and simple dashboard is presented with simple color combinations for greater user experience while using this Online Banking System Project in PHP MySQL. For its UI elements, it fully uses Vanilla CSS as there’s no involvement of any CSS framework like Bootstrap. Presenting a new Online Banking Management System in PHP MySQL Project which includes a staff panel with the customer panel that contains all the essential features to follow up, and a knowledgeable resource for learning purposes.

Available Features:

• Staff Panel
• Customer Panel
• Create Bank Account
• Manage Pending Accounts
• Apply for debit card
• Internet Banking Registration
• View Active Customers
• Manage Customer’s Account
• Search Customer’s Account
• Credit Customer’s Account/Deposit
• Bank Statements
• Fund Transfer
• Manage Beneficiary Accounts
• Change Password
• View Personal Account Details
• View Profile

Project Name:	Online Banking System PHP
Language/s Used:	PHP
PHP version (Recommended):	5.6 or Newer
Database:	MySQL
Type:	Website, Web Application
Developer:	Junaid Ashraf
Updates:	0

Instructions: How to Run?

• After you finish downloading the project, unzip the project file and head over to your XAMPP directory.
• There you’ll find a folder naming “htdocs”.
• Inside the “htdocs” folder, paste the project folder (not the .zip one, but the extracted one).
• Open your favorite browser; we recommend using Google Chrome or Mozilla Firefox.
• Then, go to URL “http://localhost/phpmyadmin“.
• Create a Database with a name that is provided inside the “01 LOGIN DETAILS & PROJECT INFO.txt”.
• Click on the “Import” tab and choose the database file (.sql) which is provided under the folder naming “DATABASE FILE”.
• After setting up all these, go to URL “http://localhost/[ PROJECT_FOLDER_NAME ]/“
• All the login details are provided inside the project folder, check that out and enter in order to use it.

And there you have it, a full setup of the Online Banking System Project in PHP MySQL. For this particular PHP project, PHP Version 5.6 or Newer is required because the project might not operate well with the oldest PHP version. So, users with the oldest PHP version (less than 5.6) might face various problems while operating it. As a result, you’ll need to upgrade your PHP version (only if you’re using the oldest version) at the moment. Download Free Online Banking System Project in PHP MySQL Source Code. So, this online bank management system PHP project is a simple project for all the beginner levels that broads vast knowledge into such PHP web applications. In conclusion, this whole PHP project with free source code is an absolute project and a meaningful way for the users to learn and explore more about it.

Free Download Online Banking System Project in PHP MySQL with Source Code:
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Note: Only for Educational Purpose